Personal Finance for Your 20s — The Book Nobody Taught You
Written by Noreen Hynes, a Chartered Accountant, former CEO, and entrepreneur with 40 years of real financial and entrepreneurial experience.
Whether you are launching a business or taking control of your finances for the first time — Noreen Hynes has written the book you need.
Noreen Hynes Award winning Author
Startup Insights for Entrepreneurs.
Personal Finance Skills for Your 20s.
Real Knowledge. Real Experience. Real Results.
What You Will Learn — 12 Personal Finance
Chapters for Young Adults
Most people never learn how to save money, budget properly or start investing until it is too late. Schools do not teach it. Banks profit from the gap. Rich Start closes it.Written for young adults aged 18 to 28,
this personal finance guide covers
everything you actually need:
How to build an emergency fund from zero.
How to save money on any income.
How to build a budget that actually works.
How to start investing with whatever you have.
How to build credit and avoid debt traps.
How compound interest helps you build wealth and achieve financial independence in your 20s.
How side hustles accelerate your finances.
How to build good habits and syatems that help you build long term wealth.
No jargon. No judgement. Just financial
literacy that changes everything when you
learn it early.
Join the early access list now and get
the free 30-day money action plan today.
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No spam. No selling your data. Unsubscribe any time. Just early access and free personal finance guidance for your 20s.
How to write a business plan that works.
How to find startup funding and investors.
How to manage cash flow from day one.
How to handle legal and compliance matters.
How to market your business on any budget.
How to build and manage a winning team.
Co-authored by Noreen Hynes Chartered Accountant and Entrepreneur and the late Eugene Savage Management Accountant and business Mentor — two senior business leaders each with over 40 years of combined experience.
Award-winning. Available now on Amazon.
You have the idea. You have the drive. What every entrepreneur needs now is the practical knowledge to make it last. Everything you need to know about how to start a business and make it last.This award-winning business startup guide walks you through every stage of building a business — from your very first idea to your exit strategy — in plain English with checklists you can act on immediately.
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Your Questions Answered
Q: What is Rich Start about?
Rich Start: The No-BS Money Guide for Your 20s is the personal finance guide for young adults aged 18 to 28. It covers how to save money, budget on any income, build credit, start investing and achieve financial independence. Coming late 2026. Join the early access list today.
Q: How do I save money in my 20s?
Rich Start covers exactly this — from building a budget that works on any income to saving habits that build wealth through compound interest over time. Join the early access list at noreenhynes.com/rich-start.
Q: What does Start-up Checklist for Success cover?
Everything an entrepreneur needs — how to write a business plan, find startup funding, manage cash flow, handle small business accounting, legal compliance, marketing and exit strategy. Award-winning. Available now on Amazon.
Q: Who is Noreen Hynes?
Noreen Hynes is a retired FCA Chartered Accountant, former CEO and serial entrepreneur with more than 40 years of real business and finance experience. Award-winning author of Start-up Checklist for Success and forthcoming author of Rich Start: The No-BS Money Guide for Your 20s.
Q: How do I get the free 30-day money guide?
Go to the Free Money Guide Page click here
About Noreen Hynes
Noreen Hynes is a retired FCA Chartered Accountant, former CEO and serial entrepreneur with more than 40 years of hands-on experience across food and drinks, technology, energy, property, plastic recycling and consulting. She knows about finance and entrepreneurship and is the the award-winning author of tStart-up Checklist For Success- The Essentials You Need To Know. Winner of the Literary Titan Gold Book Award and the American Writing Award. Her second book Rich Start, the personal finance guide helping young adults achieve financial independence will be released in late 2026.
She writes the books she wishes had existed when she was starting out.